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I received a letter from GECU stating that I was "pre-approved" for a credit card. When I call to inquire, I was told that I did not qualify.

When I spoke to the supervisor, he stated there is a small print stating "subject to approval". I think this is a classic case of bait and switch advertising and should be reported to the FTC Federal Trade Commission. The flyer I received clearly states "pre-approved" which leads a customer to believe that they are already qualified. This tactic is used simply to get customers to call in and is the absolute worst way to get customer loyalty.

More people need to complain about this type of B/S marketing. They count on people not taking the time to complain but that doesn't work on me.

Reason of review: Not as described.

Monetary Loss: $50.

Preferred solution: Let the company propose a solution.

I didn't like: Wasting time on bait and switch tactic, Business marketing ethics, Being lied to.

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h.kitchener
Columbia, South Carolina, United States #1273794

You should be able to figure out that your are not qualified, based on your knowledge of your credit history. Don't blame someone else for your financial irresponsibility.

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